Please read these Terms of Service carefully before using the Thorn Kapsted website or platform. By accessing or using our services, you agree to be bound by these terms. If you do not agree, please do not use our services.
These Terms of Service ("Terms") govern your access to and use of the website located at thornkapsted.co.uk ("Website") and any related services provided by Thorn Kapsted ("we", "us", "our"). By registering, accessing, or using our services, you confirm that you are at least 18 years of age, have the legal capacity to enter into a binding agreement, and agree to these Terms in full.
Thorn Kapsted provides an AI-powered investment intelligence platform offering:
All services are provided for informational and analytical purposes only. Nothing on this platform constitutes financial advice, investment advice, or a personal recommendation.
To use Thorn Kapsted services, you must:
We reserve the right to refuse service to any person at our sole discretion.
When you register for an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorised use of your account.
We reserve the right to suspend or terminate accounts that contain false information, have been used fraudulently, or that violate these Terms.
Important: Thorn Kapsted is an analytics and information platform. Nothing on this website, in our communications, or provided by our analysts constitutes regulated financial advice, a personal recommendation, or an invitation to invest. All investment decisions are made solely by you. You should seek independent financial advice before making any investment decisions.
Past performance data shown on this platform is not indicative of future results. All investments carry risk. The value of investments can go down as well as up. You may lose some or all of the capital you invest.
By using our platform, you acknowledge and accept that:
Please read our full Risk Disclosure before using any trading or investment tools.
You agree not to:
All content on the Thorn Kapsted platform, including but not limited to text, graphics, logos, software, data, and AI models, is the property of Thorn Kapsted or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.
Our platform integrates with third-party services including market data providers, CRM systems, and analytics tools. We are not responsible for the availability, accuracy, or terms of third-party services. Your use of linked third-party services is governed by their respective terms and policies.
To the fullest extent permitted by applicable law, Thorn Kapsted shall not be liable for:
Our aggregate liability to you for any claim arising under these Terms shall not exceed the total fees paid by you to us in the 12 months preceding the claim.
You agree to indemnify and hold harmless Thorn Kapsted, its directors, employees, and agents from any claims, losses, damages, or expenses (including legal fees) arising from your violation of these Terms, your use of the platform, or your infringement of any third-party rights.
We may suspend or terminate your access to the platform at any time, with or without notice, if we reasonably believe you have violated these Terms. You may terminate your account at any time by contacting us. Upon termination, your right to use the platform ceases immediately.
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
We reserve the right to modify these Terms at any time. We will notify you of material changes via email or a notice on our website. Your continued use of our platform following any changes constitutes your acceptance of the revised Terms.
If you have any questions about these Terms, please contact us at: legal@thornkapsted.co.uk