This Risk Disclosure Statement is provided by Thorn Kapsted ("we", "us", "our") to ensure that users of our platform at thornkapsted.co.uk understand the material risks associated with investing in financial markets, including but not limited to cryptocurrency assets, equities, commodities, and foreign exchange.
You should read this document carefully before registering for or using our platform. If you do not understand any part of this disclosure, you should seek independent financial advice from a qualified professional before proceeding.
Nothing on the Thorn Kapsted platform constitutes regulated financial advice, investment advice, or a personal recommendation within the meaning of the Financial Services and Markets Act 2000 (UK) or MiFID II (EU). All content, signals, analytics, and analyst commentary provided by Thorn Kapsted are for informational and educational purposes only. All investment decisions are made solely at your own risk and discretion.
Financial markets are inherently volatile. Prices of assets including cryptocurrencies, equities, commodities, and currencies can move rapidly and unpredictably in either direction. Macroeconomic events, geopolitical developments, regulatory changes, and market sentiment can all cause significant price movements that may result in substantial losses.
Cryptocurrency assets are highly speculative and are subject to extreme price volatility. The crypto market operates 24/7 and can experience flash crashes, liquidity crises, and exchange failures. Cryptocurrencies are not regulated investments in most jurisdictions and are not protected by government compensation schemes. You could lose your entire investment.
Our AI signal engine is based on historical data and statistical models. Past market patterns do not guarantee future performance. AI models can be wrong, can fail to account for unprecedented events ("black swans"), and may generate signals that result in losses. No trading system or algorithm can guarantee profits.
If you use leverage or margin trading through any broker or platform in conjunction with our signals or tools, your losses can exceed your initial investment. Leveraged products amplify both gains and losses and are not appropriate for all investors.
Some assets, particularly smaller cryptocurrency tokens and thinly traded equities, may be difficult to buy or sell at desired prices. In times of market stress, liquidity can dry up entirely, preventing you from exiting positions and leading to significant losses.
Our platform depends on technology infrastructure that may experience downtime, technical failures, or cyber attacks. During such events, access to signals, data, or your account may be disrupted. We do not accept liability for losses arising from platform unavailability.
The regulatory environment for cryptocurrency and financial services is evolving rapidly across Europe and globally. Regulatory changes could affect the legality, availability, or taxation of certain investments in your jurisdiction. You are responsible for ensuring that your investment activities comply with local laws.
If you invest in assets denominated in a currency other than your home currency, changes in exchange rates can affect the value of your investments when converted back to your home currency, independently of asset price movements.
When investing through third-party brokers, exchanges, or platforms, you are exposed to the risk of those parties failing, becoming insolvent, or acting fraudulently. We do not operate as a broker or exchange and are not responsible for the conduct of any third party.
Thorn Kapsted's platform is intended for individuals who:
Our platform is not suitable for individuals who cannot afford to sustain losses, who are inexperienced with financial markets, or who are seeking guaranteed returns.
Before making any investment decisions, we strongly recommend that you:
Thorn Kapsted operates as an information and analytics platform. We are not authorised or regulated by the Financial Conduct Authority (FCA), the European Securities and Markets Authority (ESMA), or any other financial regulatory body to provide investment advice, portfolio management, or any other regulated financial services.
Users in the UK are advised that our services do not fall under the FSCS (Financial Services Compensation Scheme) protection.
By registering for and using the Thorn Kapsted platform, you confirm that:
If you have questions about this Risk Disclosure, contact us at: legal@thornkapsted.co.uk